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If you enter your user ID and password and do not receive an error message, but stay at ...Pension and retirement planning can be complex, so if you are unsure about the suitability of a pension investment, retirement service or any action you need to take, please contact Fidelity’s retirement service on 0800 368 6882, speak to one of Fidelity’s advisers or contact an authorised financial adviser of your choice.Online Access Guides for 401 (k) accounts and Equity Awards. Are Not FDIC Insured. Are Not Bank Guaranteed. May Lose Value. Are Not Deposits. Are Not Insured by Any Federal Government Agency. Are Not a Condition to Any Banking Service or Activity. Login page for ML Benefits Online.Forgot username or password? undefined undefinedWelcome. Forgot login? Conveniently access your workplace benefit plans such as 401k (s) and other savings plans, stock options, health savings accounts, and health insurance.If you have an account on Fidelity.com, use the same username and password. 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